YECOSIS MICROFINANCE PRIVATE LIMITED
All Types of Loans at Best Interest Rates
Personal | Business | Home | Vehicle | Group | MUDRA | MSME | PMEGP | Instant Loans
Personal Loan (PL)
Quick Personal Loans without Collateral — No Security Required
Personal Loan
- Amount: ₹50,000 – ₹25 Lakh
- Tenure: 12–84 months
- No Collateral Required
- Approval within 24 Hours
- Flexible EMI Options
Eligibility Criteria
- Age: 21–65 years
- Min Income: ₹15,000/month
- Work Experience: 2+ years
- CIBIL Score: 700+
- Salaried / Self-employed
Required Documents
- Aadhar Card / PAN Card
- Address Proof
- Salary Slips / Income Proof
- Bank Statements (6 months)
- Passport Size Photos
✅ Advantages
No Collateral: Unsecured – no asset pledge needed.
Quick Disbursal: Money in account within 24 hrs.
Multipurpose: Medical, travel, wedding & more.
⚠ Disadvantages
Higher Rate: Slightly higher than secured loans.
CIBIL Needed: Good score required for best rates.
Fixed EMI: Less flexibility in monthly payment.
Business Loan (BL)
Grow Your Business with Easy Financing Solutions
Business Loan
- Amount: ₹1 Lakh – ₹75 Lakh
- Tenure: 12–60 months
- Working Capital & Term Loan
- Tax Benefits Available
- Overdraft Facility
Who Can Apply?
- ✔ Proprietorship Firms
- ✔ Partnership Firms
- ✔ Private Limited Companies
- ✔ LLP Companies
- ✔ Manufacturing Units
- ✔ Service Providers
Key Benefits
- Business expansion & equipment
- Inventory & raw material finance
- Working capital support
- Technology upgradation
Basic Requirements
- Business vintage: 2+ years
- Min turnover: ₹40 lakhs/year
- Profit for last 2 years
- ITR & GST returns updated
Home Loan (HL)
Your Dream Home Awaits You — Best Rates in India
Home Loan
- Amount: Up to ₹10 Crore
- Tenure: Up to 30 years
- 90% Property Financing
- Tax Benefits 80C & 24(b)
- Balance Transfer Available
EMI Calculator
Calculate monthly EMI easily
Best Rates
Starting 6.75% p.a.
Quick Approval
Fastest process in India
Home Loan Types
- Purchase Loan: Ready / under-construction
- Construction Loan: Plot pe house build
- Extension Loan: House extension
- Renovation Loan: Repair & renovation
- Balance Transfer: Existing loan shift
- Top-up Loan: Additional funding
Vehicle Loan
Car | Two Wheeler | Used Vehicle | Commercial Vehicle
Car Loan (New)
- Amount: Up to ₹1 Crore
- Tenure: Up to 7 years
- 90% Financing
- Zero Processing Fee*
- Insurance Included
Two Wheeler Loan
- Amount: ₹25K – ₹3 Lakh
- Tenure: Up to 3 years
- 85% Financing
- Minimal Documentation
- Same Day Approval
Used Car Loan
- Amount: Up to ₹25 Lakh
- Tenure: Up to 5 years
- 80% Financing
- Quick Valuation
- All Brands Accepted
Group Loan (SHG / JLG)
Self Help Groups & Joint Liability Groups — Microfinance for All
Group Loan
- Amount: ₹10,000 – ₹5 Lakh/member
- Group Size: 5–20 members
- Tenure: 12–24 months
- No Individual Collateral
- Weekly/Monthly EMI
Who Can Form a Group?
- ✔ Women SHG members
- ✔ Village / Mohalla groups
- ✔ Same community members
- ✔ Small traders & vendors
Key Benefits
- ✔ No individual security needed
- ✔ Build credit history together
- ✔ Govt subsidy schemes eligible
- ✔ YECOSIS Microfinance support
SHG vs JLG
Savings-based group, women empowerment focus, govt schemes linked.
Income-generating activities, joint guarantee, quick processing.
Government Scheme Loans
MUDRA | MSME | PMEGP | Instant Loan
MUDRA Loan
- Shishu: Up to ₹50,000
- Kishore: ₹50K – ₹5L
- Tarun: ₹5L – ₹10L
- No Collateral
MSME Loan
- Manufacturing: ₹5 Cr
- Services: ₹2 Cr
- Equipment Finance
- Working Capital
PMEGP Loan
- Manufacturing: ₹25L
- Services: ₹10L
- 15–35% Subsidy
- Self Employment
Instant Loan
- Amount: ₹5K – ₹5L
- Instant Disbursal
- Minimal Documents
- Digital Process
Other Loan Types
Specialized Financing Solutions for Every Need
Education Loan
Study abroad ya domestic courses ke liye. Up to ₹1.5 Crore funding.
- Rate: 8.5% onwards
- Repayment after completion
- Tax benefit under 80E
Agriculture Loan
Farming equipment, seeds, fertilizers aur crop production ke liye.
- Rate: 7% onwards
- Seasonal & term loans
- Govt subsidies available
Wedding Loan
Shaadi ke expenses ke liye special loan. Dream wedding funding.
- Amount: Up to ₹25 Lakhs
- Tenure: Up to 5 years
- Quick approval process
Credit Card
Lifestyle & business credit cards. Rewards, cashback benefits.
- Limit: Up to ₹10 Lakhs
- Interest-free: 45 days
- Reward points & offers
Travel Loan
Vacation expenses ke liye. Domestic & international trips.
- Amount: ₹25K – ₹15 Lakhs
- Flexible repayment
- Quick processing
Equipment Finance
Business equipment, machinery & technology purchase ke liye.
- Finance up to 90% cost
- Flexible tenure options
- Tax depreciation benefits
Get Your Loan Approved Today
20+ Years of Trusted Expert Financial Consultation
Loan Expert
Chandan Singh
Certified Financial Advisor
20+ Years Experience
Quick Call
+91 9953603435
Instant Loan Consultation
Email Support
phigaro111@gmail.com
24/7 Loan Assistance
Visit Office
A 346 Shyam Colony
Budh Vihar Phase 2, New Delhi